auditing analysis of credits regulation to banker

two quetions should be answer in one essay
question 1(a) for “SPM” :choose “CR-G-2 Credit approval, review and records“.see attachment.
the documents for question 2a has been attached.
More details pls see the attachments.
(20 pages not including appendices)
the question one is slecting one of SPM from HKMA website, so I have choose CR-G-2, which title is credit approval,review and records (attached), if you want to see more details, you can check with HKMA website.